“Craig gets what so many investment writers miss—that if investors don’t succeed, then all of the wizardry of Wall Street is for naught.”—Don Phillips, managing director, Morningstar, Inc.

 

 

If you have an employer-sponsored pension plan, you’re among the lucky few. Traditional pensions—in which retirees were guaranteed an income for life—are a thing of the past. They’ve been replaced by 401(k) and IRA plans that shift the burden of building and managing a retirement nest egg to the employee. The scary part is that most of us are woefully unprepared to handle this responsibility.

That’s where Your Nest Egg Game Plan comes in. Using simple language, the authors provide an easy-to-implement framework to design an investment program that will provide the benefits of a traditional pension plan—while offering the flexibility that retirees and pre-retirees demand. Rather than touting individual stock picks, painting doom or gloom scenarios, or focusing on 

“the number,” the authors take a broad look at all aspects of investing and income generation. They expose many of the fallacies perpetuated by financial advisors, mutual fund companies, insurance companies, and the Wall Street media.

Your Nest Egg Game Plan replaces fear and uncertainty with intelligence and insight, and helps individuals tailor an investment and retirement strategy to fit their unique needs. In light of the global market meltdown of recent years, Your Nest Egg Game Plan is both timely and timeless.

 

 

Phil Fragasso has spent more than 20 years in the financial services industry and currently serves as President of I-Pension LLC, an innovative registered investment advisory firm. Fragasso’s diverse experience has one common element: a focus on translating complicated subject matter into language that is simple and understandable. Whether in person, on the phone, or in writing, Phil puts himself in the place of his clients and crafts messages and strategies that resonate. Phil lives in Wellesley, Mass.

Craig L. Israelsen, PhD, is an associate professor in the School of Family Life at Brigham Young University in Provo, Utah, where he teaches Personal and Family Finance. He holds a PhD in family resource management from Brigham Young University. He received a BS in agribusiness and an MS in agricultural economics from Utah State University.  Prior to teaching at BYU, he was on the faculty of the University of Missouri-Columbia for 14 years. He is a principal at Target Date Analytics, www.TDBench.com, and is the designer of the 7Twelve Portfolio, www.7TwelvePortfolio.com.